Coming soon on pons_v2

Your yield arrives
already split.

Supply stablecoins once on Robinhood Chain. Every unit of interest the deposit earns is refracted into bands you set, and each band goes where you pointed it at the moment it lands. The deposit itself never splits and never moves.

Robinhood ChainNetwork
4663Chain id
ETHGas token
Fully EVMArbitrum Orbit Non-custodialNo admin keys Fixed supply
Compound 55 Payout 35 Reserve 10
How it works

One beam in. Three bands out.

Four steps, and only two of them are yours.

01

Supply

Deposit stablecoins once. Prism supplies the whole balance to an on-chain lending market and that balance stays where it is put.

02

Refract

Interest is split the moment it settles. Not at the end of a month, not at a claim, at the moment the yield exists.

03

Direct

Each band lands where you pointed it. Compound goes back to the deposit, payout goes to your wallet, reserve builds a balance you can draw on later.

04

Withdraw

Nothing is locked. Withdraw and you take the deposit plus every band balance, including interest that has settled but not yet been directed.

The one rule

Only the beam splits.

The whole design comes out of one sentence: the bands divide interest, and the deposit is never one of the bands.

Only the beam splits.

Bands divide interest and nothing else. There is no code path that sends principal to a band.

Bands always sum to one hundred.

Move one and the others rebalance. A split that does not add up cannot be submitted.

Changes land on the next beam.

Re-point a band whenever you like. It applies to interest that has not settled yet, never retroactively to interest already directed.

No band borrows from another.

If the market pays less, every band shrinks together in proportion. Nothing is topped up from somewhere else to keep one band whole.

Exit takes the whole source.

Withdrawing returns the deposit and every band balance in one transaction. There is no band you have to unwind first.

Small before big.

Deposit ceilings open low and rise with account history. New accounts start at the bottom, including ours.

The splitter

Drag the split. Watch the beam.

Every number below is recomputed from the two illustrative figures stated in the panel, and from nothing else. It is a drawing of the mechanism, not a balance.

Splitter console Illustrative
ONE BEAM IN Compound 55% Payout 35% Reserve 10%

The deposit is not drawn here, because the deposit is not in the beam. It stays supplied to the market the whole time.

25,000
55%
35%
10%
One year of interest at an illustrative 6.40% net
1,600
880Compound
560Payout
160Reserve

The 6.40% is a placeholder for a floating lending rate, not a quote and not a projection. Real rates move every block and can reach zero, in which case every one of these three numbers is zero too.

Band one

Compound

Goes straight back into the supplied balance, so the next beam is measured against a slightly larger deposit. This is the only band that changes the size of the source.

Band two

Payout

Settles to your own wallet as it accrues. Nothing to claim, nothing to time, and nothing that expires if you ignore it.

Band three

Reserve

Held aside in a balance that is yours and only yours. It is not insurance, it covers nothing beyond its own size, and you can withdraw it at any time.

Refraction lives on Robinhood Chain.

Prism launches through pons_v2. The token is an ERC-20 with a fixed supply minted to a bonding curve at deploy, and gas on the chain is paid in ETH like any other EVM network. The four facts in these tiles are the ones a block explorer will confirm.

Arbitrum OrbitRollup
4663Chain id
ETHGas
Fully EVMTooling
Token

Fixed supply, stated plainly.

No presale, no team allocation, no promised returns, and no number in this section that a block explorer cannot confirm the moment the contract is live.

Total supply
1,000,000,000

Minted in full to the bonding curve at deploy. Not to a team wallet, not to a treasury, not to a vesting contract.

$PRISMERC-20 Burnable by holdersLaunched via pons_v2
No presale

Nobody buys before the curve opens, including the people who built it.

No team allocation

There is no reserved tranche waiting to unlock later.

Anyone can burn

Any holder can burn their own balance. Nobody can burn anyone else's.

Deployer is metadata

The deployer address is attribution only and holds no privilege over the contract.

What comes next

Shipping in public, without dates.

Four phases in order. None carries a promised date, because a date is a promise and this list is a plan.

Phase one

Launch

Token live on pons_v2, contract address published here and on X at the same moment.

Phase two

Three bands

Compound, payout and reserve open with low deposit ceilings that rise with history.

Phase three

Named destinations

Point a band at an address that is not your own, so a split can pay somebody else.

Phase four

More bands

Holder voting on how many bands a split may carry, and protocol fees routing to holders.

FAQ

Straight answers.

Is this live?+

No. $PRISM has not launched yet. The mechanism on this page is a concept and a mockup, and the splitter console above draws an illustration rather than live market data. When the token launches, the contract address appears in the nav pill on this page and in a pinned post on the X account, at the same moment and nowhere else first.

Where does the yield come from?+

Lending interest from an on-chain money market, and nothing else. No validator staking, no emissions, and no yield invented by the protocol itself. When the market pays less, every band shrinks together.

Can a band ever touch my deposit?+

No. The bands divide interest. The deposit is the source, not a band, and there is no split setting that can point at it. Compound is the one band that changes the deposit, and it only ever adds to it.

What happens if I change the split?+

It applies to the next interest that settles. Interest already directed has already landed, and nothing goes back to redirect it.

Is the reserve band insurance?+

No. It is a balance of your own money held aside, it covers nothing beyond its own size, nobody guarantees it, and you can withdraw it whenever you like.

What chain is this on?+

Robinhood Chain, an Arbitrum Orbit rollup that settles to Ethereum, chain id 4663, fully EVM, gas paid in ETH. The token launches through pons_v2, the launchpad on that chain.

How do I know I have the right contract?+

Ticker and name are not policed on-chain, so anyone can deploy a token called Prism. The only addresses to trust are the one in the nav pill on this domain and the one in the pinned post on the official X account. Anything else is a copy, whatever it is named.

Is any of this financial advice?+

No. It is a concept mockup with an illustrative console, and the disclaimer at the foot of this page means exactly what it says.

Split the Beam,
Keep the Source.

The contract address is published here and on X at the same moment, and nowhere before it.